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A First-Timer’s Guide to 529 College Savings Plans

by My Finances Today Editors
Pink piggy bank on a matching pink background, symbolizing savings

How 529 plans work: the tax benefits, what counts as a qualified expense, fees to check, withdrawal rules, and options if your child doesn’t use the money.

Categories Family Money

When to Check Your Tax Withholding: A Timeline Through the Year

by My Finances Today Editors
Tablet showing a yearly calendar app on a desk beside a white keyboard and laptop

A month-by-month timeline showing when tax withholding drifts out of line, which life events change the math, and how to fix it before filing season.

Categories Taxes at Home

401(k) vs. IRA: What Each Account Does Best

by My Finances Today Editors
Stacks of coins on a dark table with loose coins scattered around

A side-by-side look at 401(k)s and IRAs: contribution limits, employer matches, investment choice, flexibility, and how savers can use both together.

Categories Retirement Planning

A First-Timer’s Guide to Spotting Imposter Scams

by My Finances Today Editors
A white envelope tied with a grey ribbon sits next to a pencil on a white wooden background.

Learn how imposter scams work, the warning signs nearly all of them share, and what real agencies and banks will never ask you to do.

Categories Money Scams

What It Really Costs to Care for an Aging Parent

by My Finances Today Editors
A younger man holds an elderly woman's hands as they smile at each other.

A line-by-line breakdown of home care, adult day services and residential care costs for aging parents, plus the household expenses families often miss.

Categories Family Money

Mistakes to Avoid When Selling Stuff Online

by My Finances Today Editors
Secondhand children's clothes, books, lamp, and toys arranged on a table and clothing rack.

Sellers get scammed too. Learn the most common online selling mistakes, from shipping before payment clears to refunding fake overpayments.

Categories Money Scams

What to Do If Someone Takes Money From Your Bank Account

by My Finances Today Editors
A gold piggy bank on a dark background.

Spotted a withdrawal you did not make? Learn the deadlines, the federal rules that limit your losses, and the steps to dispute it and recover.

Categories Money Scams

Mistakes to Avoid When Helping Adult Children Financially

by My Finances Today Editors
Front and back of a gold 20 kroner coin featuring a crowned coat of arms and a seated female figure.

The common mistakes parents make when supporting grown kids with money, from overextending their own finances to informal loans with no written terms.

Categories Family Money

Getting Started With an Allowance for Kids

by My Finances Today Editors
Red lockbox with a key in the lock and two euro coins resting on its lid.

A starter guide to kids’ allowances: when to start, how much to give, and the trade-offs of chore-based, no-strings and mixed approaches.

Categories Family Money

How to Report a Scam in the United States, Step by Step

by My Finances Today Editors
Man in a blue suit talking on a smartphone next to a brick wall in a city.

A step-by-step walkthrough of reporting a scam in the US: the FTC, your bank, the FBI’s IC3, and what reporting can and cannot recover.

Categories Money Scams
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