My Finances Today explains everyday money in plain English. We cover the decisions most households face, from building a budget to choosing a savings account to understanding a loan offer, and we show the trade-offs so you can decide what fits your situation.
What we cover
- Budgeting: simple ways to track spending, plan for irregular costs and build a buffer.
- Saving: emergency funds, savings accounts, certificates of deposit and habits that make saving automatic.
- Borrowing: how credit scores, APRs, loans and credit cards work, and what to check before you sign.
Information, not advice
Our articles are general education. We don’t know your full financial situation, so we don’t tell individual readers what to do with their money, and we don’t recommend specific accounts, cards or loans. For decisions about your own circumstances, consider speaking with a qualified professional, such as a certified financial planner, a tax professional or a nonprofit credit counselor.
How we research
We rely on information published by regulators and official bodies, such as the Consumer Financial Protection Bureau, the Federal Deposit Insurance Corporation, the Federal Trade Commission, the Federal Reserve and the IRS, along with the terms that providers publish. Rates, fees and rules change, so we describe them in general terms and point you to the official source to confirm current details.
We use AI tools to help with research and drafting. Every article is reviewed and edited before publication, as described in our editorial process.
Independence
No bank, lender or card issuer pays to appear in our articles or to influence what we write. Our advertiser disclosure explains how the site may earn money.
Contact
Questions or corrections are welcome at hello@myfinancestoday.com. You can also visit our contact page.