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Debt Avalanche vs. Debt Snowball: Choosing a Payoff Method

by My Finances Today Editors
A sticky note that reads pay debt beside a pen

Compare the debt avalanche and debt snowball methods: how each orders your debts, the trade-off between interest saved and motivation, and how to start.

Categories Borrowing

Budgeting on an Irregular Income: A Step-by-Step Approach

by My Finances Today Editors
A person working on a laptop with a notebook and phone on the desk

How to budget when your income changes month to month: find your baseline, pay yourself a steady amount, build a buffer and plan for taxes.

Categories Budgeting

How to Check Your Credit Report and Dispute Errors

by My Finances Today Editors
Printed documents and a pen on a wooden table

Where to get free credit reports, what to look for when reviewing them and how to dispute mistakes with the credit bureaus and the companies that reported them.

Categories Borrowing

Certificates of Deposit vs. Savings Accounts: Which Fits Your Goal?

by My Finances Today Editors
A classic bank building with stone columns

Compare CDs and savings accounts on interest, access, penalties and flexibility, and learn when a CD makes sense for money you won’t need for a while.

Categories Saving

APR Explained: What It Includes and How to Compare Loans

by My Finances Today Editors
A hand reaching toward floating percentage symbols

What APR means, how it differs from an interest rate, what fees it can include and how to use it to compare loans and credit cards fairly.

Categories Borrowing
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My Finances Today

Plain-English guides to budgeting, saving and borrowing, so you can make everyday money decisions with confidence. Our articles are general information, not personal financial advice.

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